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You need a Loan?-Purchase loan -Refinance your current loan -First time buyer -Self employed -Investors Some of these Documents needed-W2’s for the past 2 years -Last 2-month bank statements -Last 30-days pay stubs -Social Security Card -Photo ID or Valid Passport -Proof of Citizenship (since 911 events) If applicable; -Letter from your Landlord to verify your Rental history for the past 2-yrs -Alien Resident Card If applicable; -Your current mortgage statement If you are self employed; -Last 2-year Tax Returns
* For your DOCS click here *
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THE TRUTH about MORTGAGE INTEREST RATE
So many choices, so many mortgage options! As consumers you have had the opportunity of a generation to secure our outstanding mortgages at record low levels. It is crucial to not be misled by the advertising that is simply not true. All companies basically should have the same interest rates & closing costs. Mortgage rates are driven by the yield of the 10-year treasury note. Therefore, all companies are bound to the 10-year note’s upward & downward movement. If you have not secured your long-term debt at these low levels, the time to act is now. If you have an outstanding adjustable rate mortgage on a property that you plan to retain, now is the time to secure your financing at a fixed rate. Golden Gate Mortgage will disclose up front the rates and fees that you will receive the day of closing. We will also provide a comprehensive and honest evaluation of your current mortgage situation.
Good luck with your mortgage |
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For VA Loan? |
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Interest Rates
30Yrs Fix 5.0, APR 5.25
15-Yrs Fix 4.875, APR 5.125
VA-30Yrs 5.375, APR 5.625
Provided by www.GGMortgage.com 303-422-8899 |
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$8,000 Tax Credit for First-Time Homebuyers for more information Or Call Al Nazari 303-503-3600 |
Do Your Homework Before Buying a HomeMany people dive into homeownership without knowing about resources that could save them a lot of money and time, according to the Department of Housing and Urban Development. We recommend the following:
1– Check your credit before a lender (Mortgage Broker or Broker) does. Consider contacting three of the nation’s largest credit-reporting agencies: Equifax, Experian & Trans Union. 2– Be ready to present documents a lender or mortgage broker is likely to request. A summary of your monthly expenses, employment history, wage history, W-2’s or tax returns is a good start. 3– Determine how much home you can afford given your income and monthly expenses. 4– Consult with one of our Loan Officers. You can call 303-422-8899 or visit our Loan Officers Page on this web site. |
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