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Golden Gate Mortgage We are here to help you to find the best home loan with a reasonable cost!
www.GGMortgage.com 303-422-8899 |
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Services: - Telephone interview or we will visit you for a face to face interview. - Collect your documents. - Credit approval in a few days - We will help you to repair your credit (if necessary) for little or no money. - Throughout the process we keep you informed.
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Road to Your Loan
-Set an appointment In our office or your place -We need: Find the list of docs you need to bring to your appointment here -We will take a loan application (including all the disclosures) -We will pull a Credit Report (do not give your SS# over the phone to anyone) -Based on your Credit Report score, income and liabilities we will explain our recommendation -When you choose your loan -We will explain your loan -We will get your preliminary Approval from Lender -After your satisfactory home Inspection, we will order your Appraisal & other necessary documents -You choose the Rate you want (we lock the Rate with your permission) -You will choose the Closing date/ time See you at Closing
* The Road to Purchase loan (new loan) & Refinancing is a little different. We will explain that during our interview.
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How do we get paid? Origination Fee (you pay) Processing Fee (you pay) Yield Spread Premium (paid by lender) Who pays us? Borrower pays for Origination & Processing Fee Lender pays: Yield Spread Premium
We hope this will help you to understand what you are being charged by GGM for your loan Closing Cost. |
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VA LOAN If you have your CERTIFICATE OF ELIGIBILITY Great; if not Just call our office 303-422-8899 we can help GGMortgage@aol.com |
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Golden Gate Mortgage 303-422-8899 Al@GGMortgage.com |